The ONLY time I ever had trouble actually collecting for race damage, it was two guys (best buddies/teammates) both renting cars from me for a sprint race. They ran into each other and since each thought it was the other's fault - and they were both broke - they kept pointing at one-another. I had a deposit from each but not big enough to cover anything substantial, and I had to fix two fenders/doors.

Send me an email at [email protected] and I'll send a copy of what I use. It was NOT written by lawyers but has 20 years of experience wrapped up in it...

K

EDIT - If talking about getting terms in writing is awkward for you or the other party, you should *not* rent to them. You don't KNOW awkward until the stuff is bustified.