I have zero experience with the kuhmo. Here's why:
They are slower than the Hoosier by all accounts.
They don't last as long as the Toyo, by most accounts.
So, they seem to be a compomise. And they offer(ed) decent contigency.
But, that's only if you win against decent fields. And where I race, they run on hoosiers. So, for me, the tire choice had to be quick enough to win on, and (if so, pay back some money. The second part is useless without the first.
So, the question always boils down to, how popular and competitive is it in your area? And, how is your budget?
If you NEED to keep it cheap, AND the competition is stout, (and you were new and really didn't have much realistic chance at winning), the answer was the Toyos.
If you COULD win on fast tires, and could use some money, then, (regional contingencies notwithstanding) the Hankooks were a good option.
The hoosiers have some payouts, but it's regionally dependent.
And if you care only about winning, you have two choices:
1-Test Hankooks and hoosiers back to back.
2- Just run hoosiers.
As far as contingencies, many companies make it hard to collect....not impossible, but they aren't looking to make it super easy. They get most of the press from offering the money, not from paying out. It's advertising for them.
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