Friendly advice... if you can't afford a dedicated track only car, don't take your daily driver out to race wheel-to-wheel (w2w). It invariably will end up in a wall or under another car, and then you won't be very happy walking to work. Add to that the insurance companies generally don't like you racing a car you still owe money on, as it tends to hurt the value rather quickly. I'd suggest renting a ride for a couple events per year to get your feet wet, and then maybe getting a used race car when you're ready to take the plunge. Not trying to discourage you, just don't want to see someone lose everything over some "fun".

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-Marcello Canitano
www.SilverHorseRacing.com