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Thread: Trailer Insurance

  1. #1
    Join Date
    Feb 2004
    Location
    Ridgefield, CT
    Posts
    127

    Default Trailer Insurance

    I'm about to buy my first race car and enclosed trailer. I'd like to have insurance set up before I get them. Theft and fender benders are my biggest concern. What companies are you all using for off track insurance for your trailer and race car. Do typical car insurance companies like state farm or geico insure the car/ trailers, or are there companies that specialize in this type of thing?

    Thanks
    Drew

  2. #2
    Join Date
    Jul 2002
    Location
    Palm Beach Gardens
    Posts
    266

    Default

    I used the same carrier for my trailers as my daily drivers.
    (State Farm)
    For the race car, Heacock Insurance offers insurance for the race car while it's stored in a locked garage, in the paddock or being towed.
    It is 'agreed value' coverage. In my case, a $25k policy runs $250 a year.
    Rodney Williamson
    www.titaniummotorsports.com

  3. #3
    Join Date
    Feb 2003
    Location
    Grove City, OH, USA
    Posts
    1,449

    Default

    You're lucky. Nationwide would not talk to me, even when I was an employee. They offered me a K&K policy for $1000 per year, for an open trailer, no equipment.
    Bill Stevens - Mbr # 103106
    BnS Racing www.bnsracing.net
    92 ITA Saturn
    83 ITB Shelby Dodge Charger
    Sponsors - Race-Keeper Data/Video Aquisition Systems www.race-keeper.com
    Simpson Performance Products - simpsonraceproducts.com

  4. #4
    Join Date
    Jan 2001
    Location
    Buffalo, New York
    Posts
    2,942

    Default

    Bill--That's crazy.

    My trailer is less than $50.00 a year to insure. Most of any actual insurance runs off the tow vehicle.

  5. #5
    Join Date
    Dec 2006
    Location
    Dallas, TX
    Posts
    564

    Default

    Car - Heacock

    Trailer - Allstate
    Mark B. - Dallas, TX
    #76 RX-7 2nd Gen
    SCCA EP
    Former ITS, ITE, NASA PT

  6. #6
    Join Date
    Oct 2004
    Location
    Asheville, NC US
    Posts
    1,626

    Default

    I have a stated value policy through Nationwide for my trailer and contents. It even has its own liability policy if it comes loose. Get a new agent.
    Steve Eckerich
    ITS 18 Speedsource RX7
    ITR RX8 (under construction)

  7. #7
    Join Date
    Jul 2001
    Location
    Nags Head, NC
    Posts
    16

    Default Another Option

    RvAmerica Insurance (rvainsurance.cm?)is worth a Google and a call. May even help with towing and road service. D**n good for motorhomes.
    Wildman sez:"too fast is not fast enough!!"

  8. #8
    Join Date
    Feb 2004
    Location
    Ridgefield, CT
    Posts
    127

    Default

    Thanks for the responses guys. I'll look into all these companies.

    I'm hoping my age and lack of towing experience doesn't hurt me.
    Drew

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