Now that all seven of these are "stickied" to the top, they're taking up a good bit of real estate, almost all the screen when ones selects the Rules and Regs topc. I am going to work to combine all these into a single thread - maybe even combine all of John's pieces into a single post? - along with all the related discussion. This make create a bit of confusion initially, as responses may seem jumbled, but the topic list needs to be pared down.

If this creates problems going forward, I can always split them back out again.

GA