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Trish & Matt-
The risks in Road Racing are far higher than in solo. I am not going to waste my time explaining why, most people feel the same. Because of this, I am OK with the rates that you quoted at this moment in my life with SCCA. If I ever (30-40yrs from now) have extra time to look into it a bit more maybe I will worry about it. I appreciate you at least looking into it and keeping us informed though, thanks Matt.
Raymond
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